We all have ideas of what our retirement will mean. But the reality is sometimes different. Many will enjoy blissful relaxation. But others will face a financial struggle, and thoughts then turn to ways of boosting the bank balance.
Equity release is one such possibility. It’s a way of using...
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It is often not until a loved one dies that the full extent of their assets and liabilities becomes known. Not all couples have full and frank discussions about money and possessions, nor do they always understand exactly what they stand to inherit – good and bad – from their partner.&nb...
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You’ve come up with a brand. You’ve honed your product or service. Your business may look like it’s ready to go. But there are important formalities to get right first. One of the most significant decisions that you will need to make at this early stage is about the legal status th...
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When you take out a lease on a property, you are buying the right to use it for a certain period. This is often seen as a drawback of this form of home ownership, and it can certainly present challenges. However, the limited shelf life of a typical lease need not be a reason to abandon a proposed pu...
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It’s impossible to accurately predict at the outset what each party to a marriage will walk away with on divorce.
The picture becomes clearer as the process goes on, but the fact remains that divorce settlements are the result of various assessments and discussions. There isn’t a formul...
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Husbands, wives, children and grandchildren. These are the traditional beneficiaries of property, money and other assets on the death of loved ones.
But while many people who are planning for the future focus their efforts on ensuring that these family members stand to inherit as much as possible,...
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There are motoring offences and there are motoring offences. Some, like not wearing a seat belt, attract relatively low penalties and are viewed – individually, at least – as being minor.
At the other end of the spectrum are motoring offences that cause death or serious injury. These ha...
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A resident in a care home is now likely to be paying care fees of around £1000 a week, if not more – that is over £52,000 a year. Many people are aware that they can request a financial assessment from their local Social Services Department to see if they are eligible for th...
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The harsh reality for many young people is that, for all its joys, university life will leave them saddled with student debt for years to come. And with few spare pounds at their disposal, the housing ladder could well remain out of reach for quite some time.
There is nothing particularly new in th...
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It is difficult for any individual to imagine a time in their life when normal, day-to-day decisions are beyond them. But that is the reality for many people.
The loss of mental capacity, whether through illness or an accident, is not only devastating for the person at the centre of this, but for t...
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